Sunday, August 12, 2012
To Lower Costs
I decided I would follow Dave Ramsey's Total Money Makeover. That makes me feel better knowing that if we do need the money for IVF, we will have it. I would sell my house, the house we built, in order to get some kiddos around here. Of course, I really need to save money just in case I can't carry full term, and we have to adopt. The average price of IVF is $12,000 per IVF cycle and we all know that is can take more than one cycle. The average price of adoption is $30,000. As figures add up in my head, it scares the crap out of me. Luckily, Dave Ramsey will be helping me with that. We don't have a lot of debt. We have the mortgage, car and tires. The mortgage is in the process of being refinanced and should save us an extra 250 a month. Right now, we are on baby step 1. We made our budget, now sticking to it. I'm trying to only spend 100/week at the grocery. Yesterday, I went and spent 112. (But I did buy sticks just to check one time before I begin Femara on Monday). So next week, I must try really hard to be below 90.